THE PROGRAM

What Is the Home Energy Saver NSW Program?

The Home Energy Saver program is an NSW Government initiative designed to help eligible households make energy-saving upgrades more affordable.It offers 0% interest loans of up to $15,000 for eligible upgrades, including residential batteries, with repayments available over up to 10 years.

The program can help eligible households:

  • Access a discount of up to $4,000 if they meet the separate income or concession card requirements
  • Combine a solar battery with other eligible energy-saving upgrades within the program's funding limits
  • Apply based on household income, with the loan available to households earning up to $210,000 in combined taxable income
  • Revisit a battery purchase that may previously have been delayed because of the upfront cost
Discount applications are coming soon. If you may be eligible for both a discount and a loan for the same upgrade, the NSW Government recommends applying for the discount first.

GETTING STARTED

How to Apply for a Home Energy Saver Program Loan

  • Check your eligibility

    Confirm you meet the program requirements.

  • Choose your battery upgrade

    Explore your home battery options and get a quote from an NETCC-approved supplier.

  • Choose a finance provider

    Home Energy Saver loans are currently available through participating providers.

  • Apply for your loan

    Complete your application through your chosen finance provider.

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FINANCE PARTNER

Brighte Loan Workflow

5 Simple Steps from Invite to Approval

  • Send Invite

    Customer Accounts sends a Brighte invite to the customer

  • Customer Applies

    Customer completes the loan application with Brighte

  • Send Documents

    Brighte reviews the application and documents

  • Brighte Reviews

    Brighte reviews the application and documents

  • Application Approved

    Brighte updates the portal
to show the application is approved

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ELIGIBILITY

Who are Eligible?

Home Energy Saver loans are for NSW households with a total taxable income not exceeding $210,000 per year, including homeowners and landlords.

  • You are an Australian citizen or permanent resident.
  • Your household's total taxable income not exceeding $210,000 per year.
  • The property is located in NSW.
  • You own the property (as an owner-occupier or landlord).
  • You meet our credit assessment requirements.
  • The property is not social housing or used for short-stay accommodation.

Loan Availability

  • The loan is available across NSW, subject to Brighte's approval and eligibility.

  • Eligibility criteria and approved upgrade requirements apply.

  • Loans are provided and managed by Brighte and are subject to assessment.

$4,000

IN POSSIBLE EXTRA SUPPORT

Up to $4,000 in Additional Support May Be Available

The Home Energy Saver NSW program also includes discounts of up to $4,000 for eligible households with a combined annual taxable income of up to $80,000 or those holding an eligible concession card. Applications for the discount are expected to open later in 2026.

Frequently Asked Questions

Yes. A residential battery is an eligible upgrade under the Home Energy Saver NSW program. You can explore your battery options and get a quote from an approved supplier before applying through a participating finance provider.

Yes. Home Energy Saver loans are delivered through participating finance providers and their networks of approved suppliers. Approved suppliers must meet the program's accreditation and quality requirements.

The battery must meet the program's eligibility requirements, and the installation must be completed by an approved supplier. Your chosen finance provider can provide information about its approved supplier network and eligible products.

For a Home Energy Saver loan, the participating finance provider assesses the combined taxable household income of the property owners. You may be asked to provide evidence, including a Notice of Tax Assessment for the previous completed financial year.

Yes. The program covers a range of eligible energy-saving upgrades, including batteries, solar, switchboards and other technologies. The exact upgrades and costs covered will depend on the program requirements and your finance provider.

Yes, provided you meet the eligibility requirements. However, you will need approval from your strata or owners corporation before the upgrade can go ahead.

The NSW Government funds the program, while participating finance providers deliver the loans, assess applications, manage loan accounts and handle repayments. Current participating providers include Brighte and Plenti.

VoltX Energy can help you explore your battery options and provide a quote for your upgrade. The Home Energy Saver loan application itself is completed through a participating finance provider, which assesses and approves the loan.

See If a Solar Battery Could Be Within Reach

Explore your battery options and get a personalised quote to see how a home battery could fit your home and your energy goals.

Get a Quote